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Using my online account

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Make the most of being a Nest member by logging in to your Nest account. To log in, you’ll need your Nest ID, your National Insurance number, and your date of birth. Your Nest ID can be found on the letter inside your Nest welcome pack. You should have received this in the post, along with ‘Your quick guide to Nest’.

Your welcome pack will have given you a link to a detailed ‘Welcome to Nest’ guide based on you and your circumstances. Explore it now by choosing one of these options:

It couldn’t be easier to manage your Nest pension pot online – here are just some of the different things you can do.

It’s important to keep your contact details up to date so you’ll get important information, such as your annual statement. This estimates how much you’ll have in your pot when you retire.

When you join Nest we set your retirement age at 65 or at your State Pension age if this is later than 65. It’s worth changing this if you have a different retirement date in mind, so we can manage your money more effectively.

You can see how much you’ve got saved in your pension pot whenever you like. It’s always good to know this – and it’s helpful when you use the Nest pension calculator.

You’re free to take a break from paying contributions at any time. If you tell us that you want to stop contributing, we'll let your employer know so they stop taking money from your pay.

You can see how to stop contributions on the member help centre.

The current minimum amount amount that you and your employer must collectively pay into your pension pot is set at 8%. You can increase your monthly contributions quickly and easily if you’d like to put more aside for your future.

You may be able to transfer funds from other pension pots into your Nest online account. See how to find your other pension pots.

When you join Nest we’ll start investing your money in a default pension fund that's based on your retirement date. You can choose another fund that better suits how you want your pot managed if you'd like to.

If you want help from someone else when it comes to handling your Nest account, you can quickly and easily manage any delegates you have. Learn more about managing delegates.

You can tell us who you’d like your money to go to in the event of your death.

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Keeping your details safe

It’s very important to us that your details are always safe and secure.
To help us keep your personal data and financial information protected, we’ve put together some useful guidelines on how you can stay safe online. For more information on how we handle your data, read our privacy policy page.