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Using your online account

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Once you’ve set up your account with us, log in regularly to:

  • keep track of how you’re saving
  • tell us when you move or change email address
  • see if you want to make any changes to how your pension is invested 
  • use our checklist for managing your pension

Keeping your details safe

We work hard to keep your online data secure so your personal information doesn’t fall into the hands of scammers.

It’s important that your log-in details are safe and secure too. We recommend using a strong unique password that you don’t use for other online accounts.

To support you, we’ve put together some tips on how you can stay safe online.

Manage your pension checklist

It couldn’t be easier to manage your Nest pension pot. Here’s a checklist of things you can do when you log in.

Keep your contact details up to date to get important information such as your annual statement. This estimates how much you’ll have in your pot when you retire.

Every 6 months we’ll ask you to check your details when you log in.

Tell us who you’d like your money to go to if you die before taking your money out.

We’ll be better able to streamline the process for the people and causes you’ve listed if their details are up to date. We recommend you check their details about once a year and after any big life changes.

You may be able to transfer other pensions into your Nest pension pot, if you’d like. We don’t charge you a penny to transfer pots.

Not sure if you have other pensions? See how to find your other pension pots.

When you join Nest we set an intended retirement date, called your Nest retirement date, for your account. It’s set to age 65 or to your State Pension age if this is later than 65, as this is when we think you may start taking money from your pension pot.

It’s worth changing this if you have a different retirement date in mind, so we can adapt how we’re investing your money for you.

The current minimum amount that you and your employer must collectively pay into your pension pot is set at 8%. You can increase your monthly contributions quickly and easily if you’d like to put more aside for your future.

When you join Nest we’ll start investing your money in a default pension fund that’s based on your retirement date. You can choose another fund that better suits how you want your pot managed if you’d like to.

If you want help from someone else when it comes to handling your Nest account, you can quickly and easily manage any delegates you have. Learn more about managing delegates.

Get started

It’s quick and easy to keep track of your pension from your online account. 

Keeping your details safe

It’s very important to us that your details are always safe and secure.
To help us keep your personal data and financial information protected, we’ve put together some useful guidelines on how you can stay safe online. For more information on how we handle your data, read our privacy policy page.

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