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Nest is a workplace pension scheme, which means most people typically join through their employer. However, in some cases such as self-employment, people can enrol themselves. Below we’ll take you through the three main ways of joining Nest, how to opt out and the next steps you can take.
As Nest is a workplace pension, the majority of members join because they are auto-enrolled by their employer. Under the Pensions Act of 2008, every employer in the UK is legally required to put certain staff into a pension scheme and make contributions into it – a process called auto enrolment.
Learn more about what it means to join Nest through your employer
If you’re self-employed or the sole director of a company that doesn’t employ anyone else, you can use Nest to save for your retirement.
Read more on joining if you’re self-employed
It’s also possible to join Nest after getting a share of a partner’s retirement pot in a divorce settlement.
Learn more about what it means to join through a divorce settlement
If you’ve recently been enrolled into Nest by your employer, but no longer want to be a member, you can opt out during the one month opt-out period.
Once you’ve received your welcome pack you can log into your account and start making the most of Nest. When logging in for the first time you’ll need to activate your account first using your National Insurance number, your alternative identifier (supplied by your employer), or the Nest member ID included in your welcome letter.
Last updated: 10/20
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