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Guidance and advice

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When it comes to your finances, you want to feel confident that you know where to find the information that’s most useful to you. We’re here to provide you with support and point you to the right resources so that you can make informed decisions around your retirement savings.

How Nest can help

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Tracking down any other pensions you might have

It’s possible you have multiple pension pots but you’re not sure how many you have, how to track them down or what you should do with them.

Identifying your pension pots

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Learning more about your Nest pension

Your Nest pension gives you access to a range of benefits designed to deliver value for our members' money.

Your Nest pension

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Working out the kind of retirement you want

You might have already started thinking about saving for retirement. But have you given any thought to the kind of retirement you want to enjoy?

What kind of retirement do I want?

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Estimating the retirement income you can expect

See how much you’re likely to need in retirement and whether you’re on track.

Estimating my retirement income

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Finding ways to grow your pension

By taking the time to look at that estimated pot now, you can make the necessary small changes to achieve the retirement that works for you.

Growing my pension

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Life changes that might affect your pension

It's worth bearing in mind life changes during your working life and what effect they might have on your pension.

Managing life changes

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Understanding your retirement options

Take the time to understand your options and see what might work for you.

Your choices at retirement

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Is your pension plan on track?

We’ve put together a simple Three Step Pension Check to help you identify the kind of retirement you want and see if your current plan is on track to deliver it.

Three step pension check

Further support and advice

As a pension provider, we’re not able to provide you with independent advice. However, we can point you towards the following free resources that might help you out further:

Pension wise

This service offers impartial personal guidance from the age of 50. You can also get guidance if you’re able to access your pot early due to ill health.

Pensions Advisory Service

This service offers independent information, advice and guidance on all types of pensions, including workplace pensions.

Citizens Advice

This service provides independent, confidential and impartial advice to anyone who needs it on their rights and responsibilities across a range of topics.

The Money Advice Service

This service offers unbiased advice to help you make the most of your money. They can assist you with any questions you might have about debt repayment, saving and budgeting.

In some situations, you might decide that you’d like to speak with an independent financial advisor. They will be able to take into account your specific circumstances and provide you with tailored advice around the best ways to manage your money.

They will charge a fee for their services, but this can often be worthwhile for the benefit of personalised advice. You can find an adviser in your area by searching on the Money Advice Service website.

Understanding your state pension age

Your State Pension age is the earliest age you can start receiving your State Pension.

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Beware of pension scams

While it’s something you’ll hopefully never have to deal with, it’s important to be aware of pension scams. The Pension Regulator’s site has advice on how to spot a scam and what to do if you’re ever affected by one.