Guidance and advice

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Managing your pension is one of life's most important financial commitments. Make sure you're up to speed before you make any big decisions about your retirement savings.

How Nest can help

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Learn more about your Nest pension

Understand all the benefits you get from being a member of our award-winning scheme.

Your Nest pension

Find ways to grow your pension

If your current savings plan won't support your ideal retirement, don't worry. We're here to support you, starting with simple changes that'll help boost your pension.

Growing my pension

Consider life changes that might affect your pension

Throughout life, things can happen which affect your financial situation, like redundancy or receiving an inheritance. We can help you work out what this might mean for your pension.

Managing life changes

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Track down any other pensions you might have

See how you can find and combine your different pots to make them easier to manage.

Identifying your pension pots

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Work out the kind of retirement you want

Imagining how you want to live in later life isn't easy but it could help you secure a comfortable future.

What kind of retirement do I want?

Calculate how much you'll have in retirement

See how much you're likely to need in later life and whether you're on track.

Estimating my retirement income

Understand your retirement options

Make the most of your retirement by understanding all the ways you can access your Nest pension.

Your choices at retirement

Is your pension plan on track?

Our simple three step pension check helps you discover and achieve the retirement you want.

Start the check

Looking for specific guidance?

As a pension provider, we’re not allowed to provide you with financial advice. However, there are several free resources that could be useful.

Pension Wise

The Pension Wise service from MoneyHelper offers impartial personal guidance if you're aged 50 or over and have defined contribution savings, such as a Nest pension.

MoneyHelper

MoneyHelper is a free service set up by the government to make your money and pension choices clearer. It aims to cut through the jargon and complexity of financial services, explaining what you need to do and how you do it. It can help with impartial guidance and can recommend further, trusted support if you need it.

Citizens Advice

This service provides independent, confidential and impartial advice to anyone who needs it on their rights and responsibilities across a range of topics.

Debt advice

If you’re worried about debt, MoneyHelper can connect you to an experienced debt adviser who can help you manage your money and check if you’re entitled to any benefits.

Bill prioritiser

Falling behind on certain bills will have more serious consequences than others. When you’re struggling to pay, MoneyHelper’s free bill prioritiser helps you work out the right order to make payments in.

Understand your State Pension age

Check the earliest age you can start to receive your State Pension.

Your State Pension age

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Beware of pension scams

Although it’s something you’ll hopefully never have to deal with, it’s important to be aware of pension scams. The Pension Regulator’s site has advice on how to spot a scam and what to do if you’re ever affected by one.

Stay scam aware