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Guidance and advice

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Managing your pension is one of life's most important financial commitments. Make sure you're up to speed before you make any big decisions about your retirement savings.

How Nest can help

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Learn more about your Nest pension

Understand all the benefits you get from being a member of our award-winning scheme.

Your Nest pension

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Find ways to grow your pension

If your current savings plan won't support your ideal retirement, don't worry. We're here to support you, starting with simple changes that'll help boost your pension.

Growing my pension

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Consider life changes that might affect your pension

Throughout life, things can happen which affect your financial situation, like redundancy or receiving an inheritance. We can help you work out what this might mean for your pension.

Managing life changes

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Track down any other pensions you might have

See how you can find and combine your different pots to make them easier to manage.

Identifying your pension pots

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Work out the kind of retirement you want

Imagining how you want to live in later life isn't easy but it could help you secure a comfortable future.

What kind of retirement do I want?

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Calculate how much you'll have in retirement

See how much you're likely to need in later life and whether you're on track.

Estimating my retirement income

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Understand your retirement options

Make the most of your retirement by understanding all the ways you can access your Nest pension.

Your choices at retirement

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Is your pension plan on track?

Our simple three step pension check helps you discover and achieve the retirement you want.

Start the check

Looking for specific guidance?

As a pension provider, we’re not allowed to provide you with financial advice. However, there are several free resources that could be useful.

Pension Wise

Pension Wise offers impartial personal guidance if you're aged 50 or over and have defined contribution savings, such as a Nest pension.

The Pensions Advisory Service

You can get independent information and guidance on all types of pensions from The Pensions Advisory Service, including workplace pensions.

The Money Advice Service

Make the most of your money with unbiased advice from the Money Advice Service. They're on hand to answer any questions on debt repayment, saving and budgeting.

They can also help if you decide that you’d like to speak with an independent financial adviser for tailored advice around the best ways to manage your money.

They charge a fee for their services, but this is often worthwhile for the benefit of personalised advice.

You can find an adviser in your area by searching on the Money Advice Service website.

Citizens Advice

This service provides independent, confidential and impartial advice to anyone who needs it on their rights and responsibilities across a range of topics.

Understand your State Pension age

Check the earliest age you can start to receive your State Pension.

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Beware of pension scams

Although it’s something you’ll hopefully never have to deal with, it’s important to be aware of pension scams. The Pension Regulator’s site has advice on how to spot a scam and what to do if you’re ever affected by one.