Home Your Nest pension Bring your pensions together Transfer your pensions into Nest

Transfer your pensions into Nest

Why should I choose Nest?

We’re designed to help people like you build a bigger pension for your future. It’s just one of many reasons that over 14 million members trust us to take care of their pension savings.

Award-winning investment strategy

Our team of experts carefully invest your money for the future

Free to transfer

We don’t charge a penny to move other pensions into Nest

A 5-Star scheme

Independent experts at Defaqto have given us their highest rating for 9 years running

For people, not profit

We’re run to serve members like you, not shareholders

Transfer into Nest

To get started, log in to your account.

As part of the Nest flock, you’re with one of the UK’s largest pension schemes.

Your money is put hard to work, with a team of investment experts behind the scenes aiming to grow it to give you a more comfortable future.

Remember, pensions are investments and their value can go up and down.

Can I transfer into Nest?

Most people can transfer other pension pots into Nest, as long as it’s from a UK-based scheme registered with HMRC or from a qualifying overseas scheme.

How do I transfer my pension?

Check your other pension pots

You’ll need to know:

the name of your other pension provider
your policy number
how much is saved in your other pot

Think you might have lost a pot? We’ll help you track it down.

Log in and give us the details

If you haven’t logged in before, you’ll need to set up your online account.

We’ll take care of the rest

You can log in to check how your transfer is progressing. We’ll let you know if we need any information from you.

Start your transfer

Take control of your pension and transfer your other pots to Nest today.

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How long does it take to transfer a pension?

It usually takes up to 4 weeks to transfer another pension pot into Nest. It might take longer depending on how quickly your other pension provider processes the payment and whether you need to provide any extra information or proof of identity.

Where can I get free guidance?

MoneyHelper is a free service set up by the government to make your money and pension choices clearer. It aims to cut through the jargon and complexity of financial services, explaining what you need to do and how you do it. If you’re aged 50 or older, you can make a free appointment with their Pension Wise experts, who can help you decide what’s best for your needs.

Does Nest charge to transfer pensions?

You don’t have to pay any fees to Nest to transfer money in or out, so it’s completely free. However, make sure to check if your other scheme charges to transfer out.

Like all pension providers, we charge a small fee for managing your money. Our yearly fee is 0.3% of your pot value. We also have a contribution charge of 1.8% on any money you pay into your pot. The contribution charge doesn’t apply to transfers.

What information do I need to transfer?

You’ll usually need to know the name of the pension scheme, your policy number, and roughly how much you’ve got saved in your pot. You might also need to give details of your identity if your name has changed.

How does Nest support me when I need to start taking my pension?

You’ll have a range of flexible retirement options to choose from, so you can take your money out in the way that suits you best. See how we can help you plan for retirement, including how to build a pension plan.

Disclaimer: Pensions are investments - their value can go up and down. Past performance is not a reliable guide to future performance. Transfer times vary, and some providers may charge exit fees. Not all pension types can be transferred to Nest.