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Welcome to Nest

We are a workplace pension scheme set up by the government, helping millions to enjoy a better retirement.

Welcome to Nest

What are the benefits of being a member?

We've designed our scheme with our members in mind. We've a range of benefits that deliver value for our members' money. These include the features of the scheme, the way it's governed, how it's administered and our investment approach.

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Good quality scheme

We provide the same access to a workplace pension scheme to all members, whether their employer is a small business or a multi-national and regardless of their contribution level.

Pot for life

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Transfer your pension pots

See how bringing your other pots together with Nest could make it easier to manage your pension.

Transferring your pension pots


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What could I get?

Our pension calculator takes into account Nest’s unique way of investing. Because of this, it provides the most accurate estimate of how much your money might be worth when you reach retirement.

What could I get?

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What happens to my pension when I die?

It's important to let us know who you would like to inherit your pension pot.

What happens to my pension when I die?


Investment approach

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Retirement date fund

If a member doesn't make a fund choice, we'll put their money into our flagship default fund. We call this a Retirement Date Fund.

Retirement date fund


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Choice of funds

For those members who wish to choose an alternative to the default fund, we have a choice of funds that may better suit their faiths, beliefs and attitudes to risk.

Choice of funds

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How does Nest manage my money

We know pensions can seem confusing, but knowing how Nest invests your money can help you have more control of your future.

How does Nest manage my money

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Value for money

We have one simple charging structure for everyone, and we don't charge for transferring other pots in.

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Activate your account

As a member of Nest, you have an online pension account that you can access wherever you are, whenever you like. By logging in now you can start to make the most of being a Nest member.