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Nest Lower Growth Fund

Who’s it for?

The Nest Lower Growth Fund is designed for members who are very cautious while investing, so their retirement pot will be exposed to less investment risk and is likely to grow less than the other funds.

How does the fund work?

Members selecting the Lower Growth Fund will have their money invested in less risky investments than in any of the other funds. This lower risk exposure means Nest Lower Growth Fund retirement pots are less likely to go down in value during a member’s time with Nest.

However, there’s a greater risk that the member’s pot could lose its buying power by the time they take their money out. This is because there’s more chance it may not grow as quickly as inflation, or the rising cost of living.

Changing funds

Members can log into their online account to view or change the fund they’re in.