How can I take my money out of Nest at retirement?

Visit Retirement Hub for information on your options available.

You have the following options: 

• Take some or all of your pot as cash.
• Use the Nest Guided Retirement Fund.
• Choose options from other providers either by buying an annuity or transferring.
• Continue saving with Nest and also make additional contributions.

There are a number of things to consider before you make a decision such as what other pension savings you may have. 

• You might need some help to decide what's best for you. For more information, read Taking your money out of Nest (PDF) or visit our Retirement Hub.
• We recommend that you take guidance from Pension Wise which is a government service from MoneyHelper that offers free and impartial pension guidance. 
• If you wish to only take some of your pot, the minimum pot value should be £3,000. 
• While making a partial withdrawal, you can take one payment every calendar month and the minimum amount should be £200. You’ll need to leave at least £2,000 in your pot if you only want to take some of your pot.

• The quickest and easiest way to start taking money is by logging into your online account.
• Select ‘Explore your options’ from the dashboard or ‘Take your money out’ from the menu, and follow the on-screen instructions. 
• Alternatively, you could call us on 0300 020 0090 to get started.