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What happens to my retirement pot if I die before taking my money out?

You can choose who should receive the benefits of your retirement pot if you die before taking your money out. They can be your family members, friends, your favourite charity or any other organisation. They are known as a nominated beneficiary.

If you’d like to see how to add or change a beneficiary, please see How do I add or change my nominated beneficiary?

If you die, we’ll pay your pot value to your nominated beneficiary. If you haven’t nominated any beneficiaries, we’ll contact whoever is dealing with your estate to pay out your pot.

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