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How do I add or edit an expression of wish?

It’s important to let us know who you would like to receive your Nest retirement pot if you die before taking your money out of Nest. To learn more, visit What happens to my pension when I die? One way to tell us is by making an expression of wish.

How to add a new expression of wish?

  • You can add or edit your beneficiaries by logging in to your online account.
  • Click ‘Add beneficiaries’ in Your beneficiaries on your dashboard.

  • To add a new expression of wish beneficiary, click ‘Make an expression of wish’.

  • Then click ‘Make a new expression of wish’.

  • You’ll need to add details such as name, relationship with you and the address for the person, charity, trust or other organisation.
  • You’ll also need to include the percentage of the pot value you’d like to give them. The total pot value allocated to the beneficiaries should add to 100 per cent.

How to add or edit an expression of wish if you’ve already added beneficiaries?

  • You can add more beneficiaries once you’ve made an expression of wish.
  • From the ‘Manage your beneficiaries’ page, click ‘Add more’ and enter the details of the new beneficiary.

  • If you’d like to edit the details or percentage share of an existing expression of wish beneficiary, click on pencil icon below Edit next to their name and update the details.

  • You can remove a beneficiary only if there is more than one beneficiary on your account. You can always change who your beneficiaries are, but you can’t remove your expression of wish beneficiaries completely.
  • To delete a beneficiary, click on (-) minus sign below Remove, 100 per cent share needs to be distributed among the remaining beneficiaries and click ‘Confirm’.
  • Once you’ve made an expression of wish, you no longer have the option to make a nomination.

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