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How can I make additional contributions?

What do I need to know before making additional contributions?

  • You can choose to set up regular Direct Debit payments or make a single one-off payment.
  • You’d need to have a UK registered bank account with a Direct Debit facility to make regular payments. For more information on bank accounts that can be used to set up regular Direct Debit payments, please see citizens advice.
  • The minimum contribution amount for any additional payment is £10.
  • There’ll be a contribution charge of 1.8 per cent on each new contribution into your retirement pot.
  • The additional contributions made by you will be included in the annual allowance limit and money purchase annual allowance limit. For more information please see What is the annual allowance? and What is the money purchase annual allowance?
  • You can also ask your employer to deduct additional contributions from your wages, though they don’t have to match this.
  • If you’re using Google Chrome on an Android device you may be unable to enter your payment details. While we work to fix this, please use a different browser or device. We’re sorry for any inconvenience.

How do I make regular additional contributions?

  • The easiest and quickest way to make regular additional contributions is by logging in to your online account.
  • Click ‘Set up regular payments’ in Quick links at the bottom of your dashboard.

  • Making regular additional contributions means you’ll be agreeing to set up a monthly Direct Debit.
  • You’ll be asked to enter how much you’d like to contribute each month.
  • Once you’ve entered the amount, click ‘Next’.

  • You’ll then need to provide your bank details and tell us when you’d like the money to come out of your bank account.
  • Once you’ve added this information a message will appear at the bottom of the screen to let you know when the first collection of payment is due.
  • If you’re happy with the date shown, click ‘Next’.

  • You’ll be able to see the Direct Debit mandate on the next page.
  • If you’re sure you’d like to set this up, click ‘Next’.

  • On the next page, you’ll be able to see a confirmation of the mandate. We’ll also send a copy of the Direct Debit mandate to your Nest secure mailbox.

How do I make single additional contributions?

  • To set up a single additional contribution, click ‘Make one-off payment’ in Quick links at the bottom of your dashboard.

  • You’ll need to enter the amount in the box next to Contribution amount followed by two digits after a decimal point. For example, if you want to contribute £10, you'll need to enter 10.00
  • You'll then need to select the payment method that you'd like to use.
  • Once you’ve done this click ‘Next’.

  • Follow the on-screen instructions to make a payment by debit card or by Direct Debit.
  • For debit card or existing Direct Debit payment, it can take up to five working days for the contribution to show in your online account.
  • If you’ve set up a new Direct Debit, it can take up to nine working days for the payment to show in your online account.

If you’re eligible for tax relief, we’ll collect tax relief on any additional contributions you make. You’ll be able to see all of your contributions in the Contributions area of your account.

What do I need to do if my debit card payment is unsuccessful?

You can try making the payment again after checking your debit card details. If the payment is still unsuccessful please contact your bank for more information. You can call us on 0300 020 0090 for details related to your Nest account.

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