Your feedback is important to us. To help us improve, tell us what you think about our member help centre by taking a short survey.

Go to NEST pensions member helpcentre homepage

Contributions

How much will be taken from my wages?

If you’ve been automatically enrolled then there are minimum levels for you and your employer to pay into your account. These are based on the frequency you’re paid by your employer and a percentage of your pay.

Your employer may have decided to contribute more than the minimum. If they do, they’ll let you know when they tell you you’re being enrolled.

Minimum contributions are increasing gradually over the next few years. If your employer is using qualifying earnings to calculate contributions, the minimum contribution rates will be:

Date Employer contributions Member contributions Tax relief
October 2012 to 5 April 2018 1 per cent 0.8 per cent 0.2 per cent
6 April 2018 to 5 April 2019 2 per cent 2.4 per cent 0.6 per cent
6 April 2019 onwards 3 per cent 4 per cent 1 per cent

If you choose to contribute more than the legal minimum contributions from your wages you can do this through your online account. Please see How can I make additional contributions? for more information.

Your employer may choose not to use the above contribution rates, and decide to calculate your contributions using a different method. Different rates have different contribution amounts and may or may not include tax relief. To find out more about tax relief please see Do I need to claim tax relief myself? Alternatively you can speak to your employer.

Get help with using NEST

Our web chat agents will answer your questions and guide you through setting up and managing NEST.

If you are using a pop up blocker, you may need to disable it before you can launch a web chat.

Begin a web chat

Web chat is currently unavailable

Our offices are now closed for the Bank Holiday. You can reach us during our normal opening times of 8am to 8pm Monday to Sunday. Or you can visit our online FAQ page.

Web chat is currently unavailable

We’re open from 10.00 am to 4.00 pm today. Please try again between these hours, or between our usual business hours of 8am to 8pm Monday to Sunday. Or you can visit our online FAQ page.

Web chat is currently unavailable

Our offices are closed at the moment.You can reach us during our opening times of 8am to 8pm Monday to Sunday. Or you can visit our online FAQ page.

Web chat is currently unavailable

Sorry, something’s gone wrong. Please try again later. Our usual business hours are 8am to 8pm seven days a week. Have you tried our FAQ page? If you can’t find what you’re looking for there and your query is urgent you can get in touch by calling 0300 020 0090.