If you’ve been automatically enrolled then there are minimum levels for you and your employer to pay into your account. These are based on the frequency you’re paid by your employer and a percentage of your pay.
Your employer may have decided to contribute more than the minimum. If they do, they’ll let you know when they tell you you’re being enrolled.
Minimum contributions are increasing gradually over the next few years. If your employer is using qualifying earnings to calculate contributions, the minimum contribution rates will be:
Date | Employer contributions | Member contributions | Tax relief |
---|---|---|---|
October 2012 to 5 April 2018 | 1 per cent | 0.8 per cent | 0.2 per cent |
6 April 2018 to 5 April 2019 | 2 per cent | 2.4 per cent | 0.6 per cent |
6 April 2019 onwards | 3 per cent | 4 per cent | 1 per cent |
If you choose to contribute more than the legal minimum contributions from your wages you can do this through your online account. Please see How can I make additional contributions? for more information.
Your employer may choose not to use the above contribution rates, and decide to calculate your contributions using a different method. Different rates have different contribution amounts and may or may not include tax relief. To find out more about tax relief please see Do I need to claim tax relief myself? Alternatively you can speak to your employer.
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