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Divorce settlements

Some people become members of NEST because they’ve received a share of an ex-spouse or ex-civil partner’s NEST retirement pot. This happens when the court makes a pension sharing order.

How does it work?

A pension sharing order will be sent to NEST. This will tell us that you’ve been awarded a share of a NEST retirement pot belonging to your ex-spouse or ex-partner. You can transfer this share to another pension scheme or leave it in NEST and become a member.

If you’ve already told us which option you’d prefer, the pension sharing order you receive may include details of this. In either case we’ll contact you to confirm what you want to do and what forms you need to sign, if any.

What happens if you don’t get back to us?

If you don’t tell us what you want to do within 90 days of us writing to you, we’ll assume that the money should stay in NEST and enrol you as a member. Once this happens you won’t have the option of transferring the money out to another scheme until you’re 55. However, from 1 April 2017, all NEST members will usually be able to transfer money from their pot if they wish. This is because the government is lifting restrictions on transfers into and out of NEST.

What happens once I’m enrolled into NEST?

You’ll receive a welcome pack within a few days of being enrolled. This will tell you all the important things you need to know about being a member. You’ll also get a NEST ID so you can start to use your online account.

Find out more about your welcome pack.

Why save in NEST?

Making contributions to NEST is easy through your online account and our award-winning investment approach will look after your money.

Circumstances changing?

Find out what happens to your NEST account if you’re going through a divorce or dissolution of a civil partnership.