We’re upgrading our system
Some services may be affected while we make essential changes between 27 October to 5 November. Log in to your account to see how this might affect you. Note: account access will be unavailable from 6pm to midnight on 3–5 November due to a scheduled maintenance.

Joining Nest

Illustration of man sitting at desk, looking at laptop

No matter what job you do or how much you earn, if your employer chooses Nest or you’re self-employed, you can save with us.

Ask your employer who your workplace pension scheme is if you’re not sure you’re with Nest.

Joining through my employer

Nest is a workplace pension, not a private pension. Most of our members join when they’re automatically enrolled by their employer.

Being automatically enrolled into Nest

Joining as self-employed

If you’re self-employed or the sole director of a company that doesn’t employ anyone else, you can use Nest to save for your retirement.

Signing up as a self-employed member

Joining through a divorce settlement

It’s possible to join Nest after getting a share of a partner’s pension pot in a divorce settlement.

If you've been awarded a share of a Nest retirement pot

Can you opt out?

If you're automatically enrolled into Nest you can opt-out as long as you're within your one month opt-out period.

How to opt out

Make the most of your account

Keep track of how much you've saved by logging into your account.