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What happens to my NEST pot if I change employers?

My new employer uses NEST

If you’ve changed your job and your new employer uses NEST, they may enrol you into NEST again to fulfil their pension duties. Once you’ve been enrolled by your new employer you’ll receive a welcome back letter asking you if you’re already a member of NEST. You’ll need to complete the form and send it to us at Nene Hall, Lynch Wood Business Park, Peterborough, PE2 6FY with proof of identification. Once we receive the completed form from you, we’ll update our records.

My new employer doesn’t use NEST

If you’ve changed your job and your new employer doesn’t use NEST or if you’ve become self-employed, your NEST retirement pot remains active with us. You can continue to make additional contributions through your NEST online account. Please see How can I make additional contributions? for more information.

You can also transfer your money out of NEST into another pension scheme. Please see How can I transfer money out of NEST? for more information.

From age 55, you can choose to take all or some of your money out of NEST by logging into your online account. For more information please see How can I take my money out of NEST?

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