NEST investment research
Understanding our members
To get things right for members, we need to understand what they want, need and expect from NEST. We’ve designed how we invest based on careful analysis of our research on the things that matter to our members and the right way to meet their needs.
To find out more you can read our research papers and consultations.
Improving consumer confidence in saving for retirement
NEST’s research shows certainty is important to consumers, and for many, protecting their savings is more important than taking on greater risk.
This report explores what the new generation of savers under auto enrolment understands about long-term saving, what they expect from a pension and what concerns them. It considers the role member communications and product innovations can play in improving consumer confidence in saving for retirement.
Read Improving consumer confidence in saving for retirement (PDF)
Member research brief
NEST believes understanding members’ characteristics, circumstances and attitudes is essential to developing and maintaining an appropriate investment strategy.
This report summarises the research into members that informed how we designed how we invest on their behalf. It focuses mainly on:
- risk capacity: the ability of the membership to take investment risk
- risk preferences: the attitude of the individual to savings and risk
- attitudes to loss
- insight on demand for Sharia-compliant investment
Read our Member research brief (PDF)
Consultation on NEST’s investment approach
NEST was established from a non-departmental government that was known as the Personal Accounts Delivery Authority (PADA). PADA ran a comprehensive consultation to make sure the future members of NEST had access to the right investment approach.
Read the consultation findings (PDF)
Read the consultation document (PDF)
Developing NEST’s responsible investment approach
As long-term investors, NEST believes incorporating environmental, social and governance (ESG) factors is integral to the investment management process.
NEST commissioned research into how pension schemes around the world approach responsible investment. By developing an understanding of what world class responsible investment looks like, we can ensure that NEST takes an approach that is appropriate for its age, size and circumstances.
Read Benchmarking responsible investment (PDF)
Read NEST’s responsible investment report 2016 (PDF)