Other fund choices

We expect most NEST members will invest their money in the NEST Retirement Date Fund that matches their planned retirement date. However, some members have particular preferences for how their money is invested.

NEST offers a range of other funds to cater for the different needs of our members.

Charges are the same as for the NEST Retirement Date Funds and switching between them is free. Members can manage their preferences themselves using their NEST online account.

NEST Ethical Fund

This fund is designed for members who are concerned about the impact that organisations have on the environment and on society, in areas such as human rights and fair trade. NEST investment experts manage risk throughout a member’s savings career in a similar way to the NEST Retirement Date Funds.

NEST Sharia Fund

This fund is designed for members who want to invest in a way that complies with Sharia principles. This requires taking more investment risk than the NEST Retirement Fund.

NEST Higher Risk Fund

This fund is designed for members who are prepared to take more investment risk to try and make their retirement pot grow more.

NEST Lower Growth Fund

This fund is designed for members who are very cautious while investing, so their retirement pot will be exposed to less investment risk than the NEST Retirement Date Fund. In the long term, however, it will probably grow less than other fund choices and possibly less than the cost of living.

NEST Pre-retirement Fund

This fund is suitable for members who start saving with NEST when they are near their retirement date and intend to buy a retirement income.

You can learn more about how NEST’s fund choices work in Investing with NEST (PDF, 958KB)

Other funds in detail: