INT. PUB. EVENING.

BRIAN, 25, approaches the door of the pub. He carries a guitar on his back and has an overly-styled haircut. He wears a badge on him that says ‘Birthday Boy’. LUCY, 25, is also trying to enter. BRIAN holds the door open for her, smiling.

LUCY

Thank you, you’re in the band then?

BRIAN (trying to sound cool)

Yeah, actually... I play the guitar.

LUCY

Well, obviously - it’s on your back.  Anyway, happy birthday!

BRIAN

How did you know it’s my birthday?

LUCY

It’s on your front

Lucy joins her friends. Brian looks at the large, pink ‘Birthday Boy’ badge on his hoodie. There is laughter behind him and to his surprise, there are two older versions of himself sat there, creasing themselves - BRIAN 35 and BRIAN 55.

BRIAN 35

Happy birthday, Brian!

BRIAN 55

Happy birthday, Brian!

Brian 25 looks at them, confused.

BRIAN 25

and happy birthday to you too?

BRIAN 35

We were just talking about you, er... ‘us’, actually.

BRIAN 55

It’s your birthday - it’s only natural to take a step back and look at yourself.

Still slightly confused, Brian 25 settles on a stool.

BRIAN 25

I think I need a drink.

BARBARA the landlady appears.

BARBARA

Hello Brian. Brian. Brian.

ALL THE BRIANS

The usual, please, Barbara.

Later on, the pints are a few sips down.

BRIAN 55

Nice look. (to BRIAN 35) Do you remember the band phase?

BRIAN 35

Yeah, one gig wonder.

BRIAN 25

What do you mean one gig? At least I’ve got hair, Baldielocks. And am I seriously going to have to lug that spare tyre.

BRIAN 55 (pointing at BRIAN 35)

It’s your fault - go for a jog, will you?

BRIAN 25

I’ll draw you a map to the gym if you like.

BRIAN 35

Listen half-pint, you try a mortgage, kids and working all hours ...... then see if you’ve got time to go jogging. Anyway, I’ll start doing it when I’m his age.

BRIAN 55

No you won’t, obviously... I’m busy working!

BRIAN 35

I’m busy working!

BRIAN 25

I’m busy with the band!

The three argue. BRIAN 65 enters. We don’t see his face but follow his shoulder up to the other BRIANS. They fall silent.

We freeze on the face of BRIAN 65.

BARBARA (TO CAMERA)

Nobody spares much of a thought for their future selves. We are all far too busy with our lives now.

BRIAN 65.

Usual please Barbara

BARBARA (TO CAMERA)

Starting from 2012, all workers who earn more than £7,475 per year and are aged between 22 and State Pension age will be automatically enrolled into a pension scheme. This will become the law for employers whatever their size.

Your employer clients will have to make decisions on pensions, possibly for the first time. NEST is one option open to them and can be used as a sole scheme or alongside an existing one.

Back at the bar, the Brians are talking.

BRIAN 25

Pensions? …I’m 25!.

BRIAN 35

... and they’re complicated.

BARBARA (TO CAMERA)

BRIAN 55

Maybe if it was simple, and work sorted it out for you...

BARBARA (TO CAMERA)

NEST is easy for both employers and members to administer. You could do this on behalf of your clients

BRIAN 35

You’d have to be able to take it from one job to the next...

BARBARA (TO CAMERA)

To make it easy for everyone, a NEST retirement pot travels with the member wherever they go.

BRIAN 35

... and be able see it online.

...then you’d be able to keep an eye on your account.

BARBARA (TO CAMERA)

Members can track their money online.

BRIAN 25

It all sounds like something designed to make the city boys even richer.

BRIAN 55

Well we’re not having that - it would have to be designed for US.

BARBARA (TO CAMERA)

NEST’s Retirement Date Funds are designed to be ready for the year members are expected to retire. There’s also a choice of other funds selected by NEST’s investment experts.

BRIAN 35

What if the government and the employer put money in too?

BRIAN 55

Good luck.

BARBARA (TO CAMERA)

The employer and the government will both contribute....

PAUSE

BRIAN 65

You’d have to make it kick in automatically.

BRIAN 65 looks down the length of the bar at his younger selves who one-by-one nod in approval.

BARBARA (TO CAMERA)

Workers will have to opt out rather than opt in.

A dart hits the board. At the dartboard OLD LAKSHAN (Asian and in his 60s) picks the darts out.

OLD LAKSHAN

The experience that can only come with a misspent youth!

His younger self replies:

YOUNG LAKSHAN

I'll keep misspending then...

OLD LAKSHAN

I'd rather you didn't!

BARBARA (TO CAMERA)

Finally, there’s a panel of annuity providers to allow members to make a suitable decision when the time comes to take their money out.

BRIAN 65

...which means, I can do whatever I want with my retirement.

BRIAN 25, 35 and 55

Which is...?

BRIAN 65 is holding BRIAN 25’s guitar.

BRIAN 65

We’re putting the band back together.

There are GROANS from the other Brians, apart from BRIAN 25, who beams.

BRIAN 25

Rock on, grandad!

BRIAN 25 steals a glance at LUCY with her friends.

BRIAN 25 (to Brian 65)

Do you think I should buy her a drink then?

Out of nowhere appears a new character, LUCY 65. She gives BRIAN 65 a peck on the cheek.

LUCY 65

(to BRIAN 25)

Cheers. I’ll have one too